Personal Loans
A fixed payment for a plan you already have.
Debt consolidation, home projects, or a major expense — borrow $2,000 to $50,000 with a fixed rate and no collateral required.
6.9%
APR from
$50K
Maximum loan amount
1–2 days
Typical funding time
Loan estimate
Loan amount · $12,000
Term · 48 months
Est. rate · 6.9% APR
Est. payment · $287/mo
Common uses
Built for a plan, not a purchase category.
Debt consolidation
Combine higher-rate balances into one fixed monthly payment.
Home improvement
No collateral required, unlike a home equity loan.
Major expenses
Medical bills, a move, or a big-ticket purchase, funded in one to two business days.
No prepayment penalty
Pay it off ahead of schedule any time without an extra fee.
FAQ
Questions people actually ask.
No, checking your rate uses a soft credit inquiry; only formally accepting a loan offer triggers a hard inquiry.
No, personal loans are unsecured and do not require your home, car, or any other asset as collateral.
Most approved loans fund within one to two business days directly to your Exuma Sound checking account.
See your rate in about two minutes.
Checking your rate never affects your credit score.
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